Debt Consolidation EMI Calculator

Global Debt Consolidation EMI Calculator

Combine multiple loans and see how much you could save each month – no currency symbols, just numbers.

USD EUR GBP INR JPY AUD CAD

Existing Debts

Debt 1

Amount

Rate (%)

Tenure

Unit

Months Years

Debt 2

Amount

Rate (%)

Tenure

Unit

Months Years

Debt 3

Amount

Rate (%)

Tenure

Unit

Months Years

Consolidation Loan

New Interest Rate (%)

New Tenure

Years Months

All figures in USD

Total Existing EMI

0

per month (current)

New Consolidated EMI

0

per month (new)

Monthly Savings

0

existing – new

Total Principal

0

sum of debts

✨ NOTE: This tool provides estimates for educational purposes only. Actual consolidation offers depend on lender criteria and eligibility.

📊 Formulas:
• EMI for each existing debt: [P × r × (1+r)^n] / [(1+r)^n – 1], where P = amount, r = monthly interest rate (annual/12/100), n = tenure in months.
• Total existing EMI = sum of all individual EMIs.
• New consolidated EMI uses same formula with total principal sum, new interest rate, and new tenure.
• Monthly savings = total existing EMI – new EMI (if positive, you save).

🔒 Privacy first: All calculations happen locally in your browser. No data is sent to any server.

Debt-Consolidation-EMI-Calculator