Global Top‑Up Loan Eligibility Tool
Check if you qualify for an additional loan on top of your existing one – no currency symbols, just numbers.
✨ NOTE: This tool provides estimates for informational purposes only. Consult with a financial advisor for personalized advice.; all amounts are displayed as plain numbers for universal clarity.
📊 How it works: The tool assumes a maximum FOIR (Fixed Obligation to Income Ratio) of 50%. It calculates the maximum permissible total EMI = monthly income × 0.5. The maximum new EMI allowed = permissible total – existing EMI. The maximum top‑up amount is derived from that new EMI using the standard annuity formula: P = EMI × ((1+r)^n – 1) / (r × (1+r)^n), where r = monthly interest rate, n = remaining tenure in months. If your desired top‑up is ≤ max top‑up, you are eligible.
🔒 Privacy first: All calculations happen locally in your browser. No data is sent to any server.
