Top-Up Loan Eligibility Tool

Global Top-Up Loan Eligibility Tool

Complete these 4 simple steps to check your top-up loan eligibility

1

Basic Information

2

Property Details

3

Financial Details

4

Results

💱 Select Your Preferred Currency

USD

US Dollar

EUR

Euro

GBP

British Pound

JPY

Japanese Yen

INR

Indian Rupee

CAD

Canadian Dollar

Step 1: Basic Information

👤 Employment Type Salaried Employee Self-Employed Business Owner Freelancer

💰 Monthly Income i Your gross monthly income before taxes and deductions

USD

📊 Credit Score i Your credit score (300-900 scale). Higher scores improve eligibility.

Step 2: Property Details

🏠 Current Property Value

USD

📉 Existing Loan Balance i Current outstanding balance on your existing home loan

USD

🏢 Property Type Residential Commercial Industrial Land/Plot

Step 3: Financial Details

💳 Existing EMIs i Monthly EMI payments for other loans (car, personal, etc.)

USD

🎯 Desired Top-Up Amount i Amount you wish to borrow as a top-up on your existing loan

USD

🎯 Purpose of Top-Up Loan Home Renovation Debt Consolidation Education Business Investment Medical Expenses Other

Step 4: Your Eligibility Results

💰

Maximum Eligible Amount

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📅

Monthly EMI

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⚖️

Debt-to-Income Ratio

-

📈

Loan-to-Value Ratio

-

Risk Assessment

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Low Risk (60%) Medium Risk (75%) High Risk (90%)

❓

Checking Eligibility

Please complete all steps to see your eligibility results

Disclaimer: This calculator provides estimates based on standard eligibility criteria. Actual loan approval and terms depend on the lender's assessment, credit history, property valuation, and other factors. This tool is for informational purposes only and does not constitute financial advice.

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