50%
70%
90%
Loan Estimate
Market Value
USD 655.00
Purity Factor
91.7%
Adjusted Value
USD 600.50
Loan-to-Value
70%
Estimated Loan Amount
USD 420.35
Value Breakdown
Market Value
Loan Amount
0
USD 655.00
About This Calculator
This jewelry collateral loan calculator provides an estimate of the loan value you might receive when using jewelry as collateral. The calculation is based on:
- Market Value: Current market price per gram of the selected metal
- Purity Adjustment: Lower purity jewelry (e.g., 14K vs 24K) has reduced value
- Loan-to-Value Ratio: Lenders typically offer 50-90% of the jewelry's adjusted market value
- Currency Conversion: Real-time conversion rates are simulated for demonstration
Note: Actual loan amounts may vary based on lender policies, jewelry condition, authentication, and current market conditions. This tool is for estimation purposes only.
NOTE: Always consult with official government sources, financial institutions, and loan providers for accurate information and personalized advice before making financial decisions.