Global Business Loan Eligibility Tool
Check your business loan eligibility based on revenue, years, debt, and credit – no currency symbols, just numbers.
✨ Note: This tool provides estimates for educational purposes only. Actual loan decisions depend on lender policies and additional factors.
📊 How it works: Eligibility is estimated based on a simplified model: revenue multiple (max loan = annual revenue × multiplier based on years in business), adjusted by debt‑to‑income ratio and credit score. A base multiplier of 0.5 for ≤2 years, 1.0 for 3‑5 years, 1.5 for 6‑10 years, 2.0 for >10 years. Then multiplied by credit factor: excellent 1.2, good 1.0, fair 0.8, poor 0.5, bad 0.2. Also, monthly debt (including estimated EMI) should not exceed 50% of monthly revenue. The max eligible loan is the minimum of revenue‑based and DTI‑based amounts.
🔒 Privacy first: All calculations happen locally in your browser. No data is sent to any server.
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